Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$422,912$404,100
Remaining term (yrs)26.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.920%7.320%
Blended rate7.770%7.560%
1st payment$2,915.28$2,775.89
2nd payment$0.00$0.00
Taxes / mo$495.33$495.33
Insurance / mo$150.00$150.00
MI / mo$312.91$80.82
HOA / mo$0.00$0.00
Total monthly$3,873.52$3,502.04
Cash to close$26,088$44,900