Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$253,979$250,200
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$1,270$0
Note rate6.310%7.320%
Blended rate6.310%7.560%
1st payment$1,648.08$1,718.70
2nd payment$0.00$0.00
Taxes / mo$231.67$231.67
Insurance / mo$150.00$150.00
MI / mo$0.00$50.04
HOA / mo$0.00$0.00
Total monthly$2,029.74$2,150.41
Cash to close$24,021$27,800