Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$201,526$201,526$490,500
Remaining term (yrs)17.117.130.0
Secondary amount$0$288,974$0
Funding fee$1,008$1,008$0
Note rate4.570%4.570%7.400%
Blended rate4.570%6.443%7.640%
1st payment$1,408.96$1,408.96$3,396.12
2nd payment$0.00$1,866.29$0.00
Taxes / mo$454.17$454.17$454.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.10
HOA / mo$105.00$105.00$105.00
Total monthly$2,134.79$4,001.08$4,220.06
Cash to close$343,474$54,500$54,500