Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$210,351$210,351$248,400
Remaining term (yrs)25.725.730.0
Secondary amount$0$38,049$0
Funding fee$1,052$1,052$0
Note rate5.100%5.100%7.320%
Blended rate5.100%5.697%7.560%
1st payment$1,222.22$1,222.22$1,706.34
2nd payment$0.00$285.37$0.00
Taxes / mo$515.58$515.58$515.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$49.68
HOA / mo$0.00$0.00$0.00
Total monthly$1,887.81$2,173.17$2,421.60
Cash to close$65,649$27,600$27,600