Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$683,942$665,999
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$3,420$0
Note rate7.090%7.400%
Blended rate7.090%7.640%
1st payment$4,697.67$4,611.24
2nd payment$0.00$0.00
Taxes / mo$616.67$616.67
Insurance / mo$216.67$216.67
MI / mo$0.00$133.20
HOA / mo$367.00$367.00
Total monthly$5,898.00$5,944.78
Cash to close$56,057$74,000