Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$69,202$69,202$360,000
Remaining term (yrs)6.06.030.0
Secondary amount$0$290,798$0
Funding fee$346$346$0
Note rate6.050%6.050%7.400%
Blended rate6.050%7.423%7.640%
1st payment$1,122.77$1,122.77$2,492.57
2nd payment$0.00$1,878.07$0.00
Taxes / mo$148.92$148.92$148.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,421.68$3,299.75$2,863.48
Cash to close$330,798$40,000$40,000