Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$460,203$413,100
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$2,301$0
Note rate3.550%7.400%
Blended rate3.550%7.640%
1st payment$2,288.05$2,860.22
2nd payment$0.00$0.00
Taxes / mo$382.50$382.50
Insurance / mo$166.67$166.67
MI / mo$0.00$82.62
HOA / mo$0.00$0.00
Total monthly$2,837.22$3,492.01
Cash to close$0$45,900