Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$431,750$431,010
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.020%7.400%
Blended rate7.570%7.640%
1st payment$2,945.57$2,984.23
2nd payment$0.00$0.00
Taxes / mo$501.50$501.50
Insurance / mo$166.67$166.67
MI / mo$202.51$86.20
HOA / mo$0.00$0.00
Total monthly$3,816.25$3,738.59
Cash to close$47,150$47,890