Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$459,408$441,000
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$2,297$0
Note rate7.790%7.400%
Blended rate7.790%7.640%
1st payment$3,391.02$3,053.39
2nd payment$0.00$0.00
Taxes / mo$408.33$408.33
Insurance / mo$166.67$166.67
MI / mo$0.00$88.20
HOA / mo$557.00$557.00
Total monthly$4,523.02$4,273.59
Cash to close$30,592$49,000