Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$441,376$441,376$1,258,200
Remaining term (yrs)23.423.430.0
Secondary amount$0$816,824$0
Funding fee$2,207$2,207$0
Note rate3.300%3.300%7.400%
Blended rate3.300%6.189%7.640%
1st payment$2,246.50$2,246.50$8,711.52
2nd payment$0.00$5,275.32$0.00
Taxes / mo$1,165.00$1,165.00$1,165.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$251.64
HOA / mo$0.00$0.00$0.00
Total monthly$3,628.17$8,903.49$10,344.83
Cash to close$956,624$139,800$139,800