Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$392,303$392,303$1,034,100
Remaining term (yrs)28.128.130.0
Secondary amount$0$641,797$0
Funding fee$1,962$1,962$0
Note rate6.720%6.720%7.400%
Blended rate6.720%7.359%7.640%
1st payment$2,586.42$2,586.42$7,159.90
2nd payment$0.00$4,144.94$0.00
Taxes / mo$341.42$341.42$341.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$206.82
HOA / mo$41.67$41.67$41.67
Total monthly$3,186.17$7,331.11$7,966.47
Cash to close$756,697$114,900$114,900