Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$768,417$666,000
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$3,842$0
Note rate3.220%7.400%
Blended rate3.220%7.640%
1st payment$3,684.84$4,611.25
2nd payment$0.00$0.00
Taxes / mo$231.08$231.08
Insurance / mo$216.67$216.67
MI / mo$0.00$133.20
HOA / mo$35.42$35.42
Total monthly$4,168.01$5,227.62
Cash to close$0$74,000