Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$581,163$566,100
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$2,906$0
Note rate6.150%7.400%
Blended rate6.150%7.640%
1st payment$3,561.55$3,919.56
2nd payment$0.00$0.00
Taxes / mo$524.17$524.17
Insurance / mo$166.67$166.67
MI / mo$0.00$113.22
HOA / mo$593.00$593.00
Total monthly$4,845.38$5,316.62
Cash to close$47,837$62,900