Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$213,724$196,200
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$1,069$0
Note rate6.100%7.400%
Blended rate6.100%7.640%
1st payment$1,302.89$1,358.45
2nd payment$0.00$0.00
Taxes / mo$142.25$142.25
Insurance / mo$150.00$150.00
MI / mo$0.00$39.24
HOA / mo$0.00$0.00
Total monthly$1,595.14$1,689.94
Cash to close$4,276$21,800