Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$316,827$170,910
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$1,584$0
Note rate4.000%7.320%
Blended rate4.000%7.560%
1st payment$1,647.08$1,174.03
2nd payment$0.00$0.00
Taxes / mo$50.75$50.75
Insurance / mo$150.00$150.00
MI / mo$0.00$34.18
HOA / mo$0.00$0.00
Total monthly$1,847.83$1,408.97
Cash to close$0$18,990