Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$210,612$210,612$283,500
Remaining term (yrs)22.422.430.0
Secondary amount$0$72,888$0
Funding fee$0$0$0
Note rate4.450%4.450%7.400%
Blended rate5.300%6.251%7.640%
1st payment$1,235.99$1,235.99$1,962.90
2nd payment$0.00$546.66$0.00
Taxes / mo$205.58$205.58$205.58
Insurance / mo$150.00$150.00$150.00
MI / mo$173.81$173.81$56.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,765.38$2,312.04$2,375.18
Cash to close$104,388$31,500$31,500