Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$399,769$399,769$629,910
Remaining term (yrs)24.424.430.0
Secondary amount$0$230,141$0
Funding fee$1,999$1,999$0
Note rate2.790%2.790%7.400%
Blended rate2.790%4.602%7.640%
1st payment$1,878.55$1,878.55$4,361.37
2nd payment$0.00$1,486.33$0.00
Taxes / mo$980.00$980.00$980.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.98
HOA / mo$43.33$43.33$43.33
Total monthly$3,068.54$4,554.87$5,677.35
Cash to close$300,131$69,990$69,990