Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$78,165$78,165$359,100
Remaining term (yrs)17.217.230.0
Secondary amount$0$280,935$0
Funding fee$0$0$0
Note rate4.160%4.160%7.400%
Blended rate5.010%7.154%7.640%
1st payment$528.04$528.04$2,486.34
2nd payment$0.00$1,814.37$0.00
Taxes / mo$144.50$144.50$144.50
Insurance / mo$150.00$150.00$150.00
MI / mo$76.85$76.85$71.82
HOA / mo$0.00$0.00$0.00
Total monthly$899.40$2,713.77$2,852.66
Cash to close$320,835$39,900$39,900