Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$114,640$114,640$242,100
Remaining term (yrs)21.321.330.0
Secondary amount$0$127,460$0
Funding fee$573$573$0
Note rate4.320%4.320%7.320%
Blended rate4.320%6.257%7.560%
1st payment$684.54$684.54$1,663.06
2nd payment$0.00$849.73$0.00
Taxes / mo$64.00$64.00$64.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$48.42
HOA / mo$0.00$0.00$0.00
Total monthly$898.54$1,748.28$1,925.48
Cash to close$154,360$26,900$26,900