Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$540,897$540,897$571,499
Remaining term (yrs)28.428.430.0
Secondary amount$0$30,602$0
Funding fee$2,704$2,704$0
Note rate6.910%6.910%7.400%
Blended rate6.910%7.022%7.640%
1st payment$3,623.13$3,623.13$3,956.94
2nd payment$0.00$229.52$0.00
Taxes / mo$529.17$529.17$529.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$114.30
HOA / mo$0.00$0.00$0.00
Total monthly$4,318.96$4,548.48$4,767.08
Cash to close$94,102$63,500$63,500