Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$342,909$251,999
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,715$0
Note rate4.990%7.320%
Blended rate4.990%7.560%
1st payment$1,964.03$1,731.06
2nd payment$0.00$0.00
Taxes / mo$147.75$147.75
Insurance / mo$150.00$150.00
MI / mo$0.00$50.40
HOA / mo$0.00$0.00
Total monthly$2,261.78$2,079.21
Cash to close$0$28,000