Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$162,570$162,570$211,500
Remaining term (yrs)26.226.230.0
Secondary amount$0$48,930$0
Funding fee$813$813$0
Note rate3.110%3.110%7.320%
Blended rate3.110%4.473%7.560%
1st payment$754.19$754.19$1,452.86
2nd payment$0.00$366.98$0.00
Taxes / mo$195.83$195.83$195.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$42.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,100.03$1,467.00$1,840.99
Cash to close$72,430$23,500$23,500