Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,016,236$944,100
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$5,081$0
Note rate6.560%7.400%
Blended rate6.560%7.640%
1st payment$6,529.42$6,536.76
2nd payment$0.00$0.00
Taxes / mo$874.17$874.17
Insurance / mo$216.67$216.67
MI / mo$0.00$188.82
HOA / mo$205.00$205.00
Total monthly$7,825.25$8,021.41
Cash to close$32,764$104,900