Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$435,558$435,558$494,910
Remaining term (yrs)24.424.430.0
Secondary amount$0$59,352$0
Funding fee$2,178$2,178$0
Note rate3.050%3.050%7.400%
Blended rate3.050%3.764%7.640%
1st payment$2,100.31$2,100.31$3,426.66
2nd payment$0.00$445.14$0.00
Taxes / mo$285.42$285.42$285.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.98
HOA / mo$7.50$7.50$7.50
Total monthly$2,559.90$3,005.03$3,985.22
Cash to close$114,342$54,990$54,990