Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$84,054$84,054$167,310
Remaining term (yrs)23.323.330.0
Secondary amount$0$83,256$0
Funding fee$420$420$0
Note rate3.730%3.730%7.320%
Blended rate3.730%6.352%7.560%
1st payment$448.98$448.98$1,149.30
2nd payment$0.00$624.42$0.00
Taxes / mo$86.92$86.92$86.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$33.46
HOA / mo$221.00$221.00$221.00
Total monthly$906.89$1,531.31$1,640.68
Cash to close$101,846$18,590$18,590