Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$352,201$352,201$574,200
Remaining term (yrs)25.425.430.0
Secondary amount$0$221,999$0
Funding fee$1,761$1,761$0
Note rate3.760%3.760%7.400%
Blended rate3.760%5.303%7.640%
1st payment$1,787.81$1,787.81$3,975.64
2nd payment$0.00$1,433.74$0.00
Taxes / mo$443.92$443.92$443.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$114.84
HOA / mo$362.00$362.00$362.00
Total monthly$2,760.39$4,194.13$5,063.07
Cash to close$285,799$63,800$63,800