Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$325,504$323,100
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$1,628$0
Note rate6.750%7.320%
Blended rate6.750%7.560%
1st payment$2,133.95$2,219.47
2nd payment$0.00$0.00
Taxes / mo$178.08$178.08
Insurance / mo$150.00$150.00
MI / mo$0.00$64.62
HOA / mo$27.08$27.08
Total monthly$2,489.12$2,639.26
Cash to close$33,496$35,900