Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$570,961$539,910
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$2,855$0
Note rate6.080%7.400%
Blended rate6.080%7.640%
1st payment$3,533.02$3,738.23
2nd payment$0.00$0.00
Taxes / mo$499.92$499.92
Insurance / mo$166.67$166.67
MI / mo$0.00$107.98
HOA / mo$45.00$45.00
Total monthly$4,244.60$4,557.79
Cash to close$28,939$59,990