Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$396,220$324,000
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$1,981$0
Note rate5.540%7.400%
Blended rate5.540%7.640%
1st payment$2,402.80$2,243.31
2nd payment$0.00$0.00
Taxes / mo$221.75$221.75
Insurance / mo$150.00$150.00
MI / mo$0.00$64.80
HOA / mo$81.00$81.00
Total monthly$2,855.55$2,760.86
Cash to close$0$36,000