Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$435,748$431,910
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$2,179$0
Note rate3.850%7.320%
Blended rate3.850%7.560%
1st payment$2,233.42$2,966.92
2nd payment$0.00$0.00
Taxes / mo$398.83$398.83
Insurance / mo$166.67$166.67
MI / mo$0.00$86.38
HOA / mo$215.00$215.00
Total monthly$3,013.92$3,833.80
Cash to close$44,152$47,990