Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$476,759$458,100
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,384$0
Note rate5.625%7.320%
Blended rate5.625%7.560%
1st payment$2,817.46$3,146.83
2nd payment$0.00$0.00
Taxes / mo$338.92$338.92
Insurance / mo$166.67$166.67
MI / mo$0.00$91.62
HOA / mo$115.00$115.00
Total monthly$3,438.05$3,859.03
Cash to close$32,241$50,900