Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$395,910
Remaining term (yrs)0.00.030.0
Secondary amount$0$395,910$0
Funding fee$0$0$0
Note rate7.750%7.750%7.400%
Blended rate8.600%7.750%7.640%
1st payment$603.33$603.33$2,741.20
2nd payment$0.00$2,556.92$0.00
Taxes / mo$105.92$105.92$105.92
Insurance / mo$150.00$150.00$150.00
MI / mo$59.65$59.65$79.18
HOA / mo$0.83$0.83$0.83
Total monthly$919.73$3,476.64$3,077.13
Cash to close$439,900$43,990$43,990