Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$256,879$256,879$751,500
Remaining term (yrs)24.924.930.0
Secondary amount$0$494,621$0
Funding fee$1,284$1,284$0
Note rate2.800%2.800%7.400%
Blended rate2.800%6.058%7.640%
1st payment$1,191.59$1,191.59$5,203.23
2nd payment$0.00$3,194.43$0.00
Taxes / mo$260.00$260.00$260.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$150.30
HOA / mo$116.67$116.67$116.67
Total monthly$1,784.93$4,979.36$5,946.87
Cash to close$578,121$83,500$83,500