Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$108,420$108,420$292,050
Remaining term (yrs)25.825.830.0
Secondary amount$0$183,630$0
Funding fee$542$542$0
Note rate5.780%5.780%7.400%
Blended rate5.780%7.176%7.640%
1st payment$673.30$673.30$2,022.10
2nd payment$0.00$1,224.20$0.00
Taxes / mo$115.08$115.08$115.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.41
HOA / mo$60.00$60.00$60.00
Total monthly$998.39$2,222.59$2,405.59
Cash to close$216,080$32,450$32,450