Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$272,017$270,000
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$1,360$0
Note rate5.100%7.400%
Blended rate5.100%7.640%
1st payment$1,583.00$1,869.43
2nd payment$0.00$0.00
Taxes / mo$250.00$250.00
Insurance / mo$150.00$150.00
MI / mo$0.00$54.00
HOA / mo$222.00$222.00
Total monthly$2,205.00$2,545.43
Cash to close$27,983$30,000