Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$272,646$247,500
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$1,363$0
Note rate6.090%7.320%
Blended rate6.090%7.560%
1st payment$1,658.66$1,700.15
2nd payment$0.00$0.00
Taxes / mo$266.08$266.08
Insurance / mo$150.00$150.00
MI / mo$0.00$49.50
HOA / mo$21.67$21.67
Total monthly$2,096.41$2,187.41
Cash to close$2,354$27,500