Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$191,547$191,547$422,910
Remaining term (yrs)24.724.730.0
Secondary amount$0$231,363$0
Funding fee$958$958$0
Note rate2.970%2.970%7.320%
Blended rate2.970%5.585%7.560%
1st payment$909.45$909.45$2,905.10
2nd payment$0.00$1,494.22$0.00
Taxes / mo$379.67$379.67$379.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$84.58
HOA / mo$77.33$77.33$77.33
Total monthly$1,533.11$3,027.34$3,613.34
Cash to close$278,353$46,990$46,990