Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$286,476$279,000
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,432$0
Note rate4.990%7.320%
Blended rate4.990%7.560%
1st payment$1,640.80$1,916.54
2nd payment$0.00$0.00
Taxes / mo$9.50$9.50
Insurance / mo$150.00$150.00
MI / mo$0.00$55.80
HOA / mo$0.00$0.00
Total monthly$1,800.30$2,131.84
Cash to close$23,524$31,000