Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$207,240$207,240$269,999
Remaining term (yrs)23.623.630.0
Secondary amount$0$62,760$0
Funding fee$0$0$0
Note rate3.330%3.330%7.400%
Blended rate4.180%5.300%7.640%
1st payment$1,053.17$1,053.17$1,869.42
2nd payment$0.00$470.70$0.00
Taxes / mo$339.33$339.33$339.33
Insurance / mo$150.00$150.00$150.00
MI / mo$169.70$169.70$54.00
HOA / mo$68.00$68.00$68.00
Total monthly$1,780.20$2,250.90$2,480.75
Cash to close$92,759$30,000$30,000