Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$232,184$232,184$359,100
Remaining term (yrs)23.523.530.0
Secondary amount$0$126,916$0
Funding fee$0$0$0
Note rate3.000%3.000%7.320%
Blended rate3.850%5.317%7.560%
1st payment$1,142.82$1,142.82$2,466.77
2nd payment$0.00$846.11$0.00
Taxes / mo$407.33$407.33$407.33
Insurance / mo$150.00$150.00$150.00
MI / mo$188.00$188.00$71.82
HOA / mo$59.33$59.33$59.33
Total monthly$1,947.48$2,793.58$3,155.25
Cash to close$166,816$39,900$39,900