Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$527,692$517,500
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$2,638$0
Note rate6.950%7.400%
Blended rate6.950%7.640%
1st payment$3,572.35$3,583.07
2nd payment$0.00$0.00
Taxes / mo$479.17$479.17
Insurance / mo$166.67$166.67
MI / mo$0.00$103.50
HOA / mo$300.00$300.00
Total monthly$4,518.19$4,632.40
Cash to close$47,308$57,500