Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$382,672$382,672$387,000
Remaining term (yrs)27.927.930.0
Secondary amount$0$25,828$0
Funding fee$0$0$0
Note rate6.470%6.470%7.400%
Blended rate7.020%7.327%7.640%
1st payment$2,468.55$2,468.55$2,679.51
2nd payment$0.00$255.59$0.00
Taxes / mo$461.67$461.67$461.67
Insurance / mo$150.00$150.00$150.00
MI / mo$179.56$179.56$77.40
HOA / mo$0.00$0.00$0.00
Total monthly$3,259.78$3,515.37$3,368.58
Cash to close$47,328$21,500$43,000