Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$213,810$213,810$287,100
Remaining term (yrs)24.924.930.0
Secondary amount$0$73,290$0
Funding fee$1,069$1,069$0
Note rate2.860%2.860%7.320%
Blended rate2.860%4.427%7.560%
1st payment$996.14$996.14$1,972.18
2nd payment$0.00$549.68$0.00
Taxes / mo$297.17$297.17$297.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.42
HOA / mo$0.00$0.00$0.00
Total monthly$1,443.30$1,992.98$2,476.76
Cash to close$105,190$31,900$31,900