Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$424,872$386,100
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$2,124$0
Note rate6.300%7.320%
Blended rate6.300%7.560%
1st payment$2,655.39$2,652.24
2nd payment$0.00$0.00
Taxes / mo$166.75$166.75
Insurance / mo$150.00$150.00
MI / mo$0.00$77.22
HOA / mo$21.67$21.67
Total monthly$2,993.81$3,067.88
Cash to close$4,128$42,900