Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$452,298$452,298$493,200
Remaining term (yrs)24.724.730.0
Secondary amount$0$40,902$0
Funding fee$2,261$2,261$0
Note rate2.900%2.900%7.400%
Blended rate2.900%3.406%7.640%
1st payment$2,131.10$2,131.10$3,414.82
2nd payment$0.00$306.77$0.00
Taxes / mo$269.00$269.00$269.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.64
HOA / mo$11.25$11.25$11.25
Total monthly$2,578.01$2,884.78$3,960.37
Cash to close$95,702$54,800$54,800