Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$272,702$272,702$427,499
Remaining term (yrs)24.324.330.0
Secondary amount$0$154,798$0
Funding fee$1,364$1,364$0
Note rate2.710%2.710%7.400%
Blended rate2.710%4.626%7.640%
1st payment$1,273.37$1,273.37$2,959.92
2nd payment$0.00$1,031.98$0.00
Taxes / mo$395.83$395.83$395.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.50
HOA / mo$540.00$540.00$540.00
Total monthly$2,375.87$3,407.86$4,147.92
Cash to close$202,297$47,500$47,500