Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$330,790$330,790$349,200
Remaining term (yrs)29.529.530.0
Secondary amount$0$37,810$0
Funding fee$1,654$1,654$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.051%7.640%
1st payment$2,098.47$2,098.47$2,417.79
2nd payment$0.00$374.16$0.00
Taxes / mo$323.33$323.33$323.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.84
HOA / mo$560.00$560.00$560.00
Total monthly$3,131.80$3,505.96$3,520.96
Cash to close$57,210$19,400$38,800