Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$90,094$90,094$238,500
Remaining term (yrs)17.317.330.0
Secondary amount$0$148,406$0
Funding fee$0$0$0
Note rate0.010%0.010%7.320%
Blended rate0.860%5.303%7.560%
1st payment$431.45$431.45$1,638.33
2nd payment$0.00$989.37$0.00
Taxes / mo$542.75$542.75$542.75
Insurance / mo$150.00$150.00$150.00
MI / mo$109.85$109.85$47.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,234.05$2,223.43$2,378.78
Cash to close$174,906$26,500$26,500