Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$497,804$468,000
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$2,489$0
Note rate7.180%7.400%
Blended rate7.180%7.640%
1st payment$3,479.10$3,240.34
2nd payment$0.00$0.00
Taxes / mo$302.08$302.08
Insurance / mo$166.67$166.67
MI / mo$0.00$93.60
HOA / mo$0.00$0.00
Total monthly$3,947.85$3,802.69
Cash to close$22,196$52,000