Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$152,100
Remaining term (yrs)22.922.930.0
Secondary amount$0$152,100$0
Funding fee$0$0$0
Note rate3.000%3.000%7.400%
Blended rate3.000%8.000%7.640%
1st payment$0.00$0.00$1,053.11
2nd payment$0.00$1,014.00$0.00
Taxes / mo$281.17$281.17$281.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$30.42
HOA / mo$212.00$212.00$212.00
Total monthly$643.17$1,657.17$1,726.70
Cash to close$169,000$16,900$16,900